Loan Lab HQ
Built for mortgage professionals

The operating system
for modern loan officers

Live rate pricing, automated quote PDFs, AI lead nurturing, and deal analysis tools — all connected to your CRM. Close more loans with less busywork.

Start Now Invite only · No credit card needed
7+
Automated workflows
<3s
Quote PDF generation
Daily
Automated rate sheet pull
0
Spreadsheets required
Platform

Everything you need, nothing you don't

Six tools that talk to each other, built around how LOs actually work.

Live

Live Rate Pricer

Rate sheets from Sunwest and SpringEQ download every morning. Price Conv, FHA, VA, HELOAN, and ARM products in seconds — with full LLPA grids, AVM lookup, and Flueid property data built in.

Sunwest + SpringEQ All LLPA grids Button Finance
New

Debt Payoff Benefit Calculator

Upload a credit report PDF and instantly see which debts a cash-out refi would eliminate. Live monthly savings, break-even timeline, and new DTI — all from a single file upload.

Xactus PDF parser Live break-even calc DTI analysis
Live

SMS AI Concierge

When a lead texts in, an AI qualifies them — collecting cash-out goals, property value, loan balance, and timeline through natural conversation. You get a fully qualified prospect, not a cold contact.

GPT-4.1 powered Quiet hours Auto-pause on reply
Live

Automated Quote PDF

The moment a new prospect hits your CRM, a branded quote PDF is built from live rates and emailed to you — before you've even opened the app. One action button sends it directly to the borrower via text.

Bonzo webhook Instant delivery SMS to borrower
Live

Arrive LOS Integration

One button sends a Bonzo prospect straight to Arrive as a new loan application — name, address, loan details, all mapped automatically. The Arrive loan ID writes back to Bonzo. Zero re-typing.

Full field mapping Address geocoding Bidirectional sync
Live

FRU Lead Scheduling

Automatically pauses and resumes your FreeRateUpdate lead flow on a schedule you control. Leads only arrive during business hours — keeping your speed-to-lead high without the midnight chaos.

Configurable schedule Business hours only Manual override
Workflow

From new lead to qualified quote in minutes

1

Lead arrives in Bonzo

New prospect created — webhook fires instantly

2

AI qualifies via SMS

Collects loan balance, cash goal, FICO, timeline

3

Live quote generated

Priced against today's rate sheets, PDF built

4

Loan opened in Arrive

One click pushes to LOS — no re-entry needed

Integrations

Works with the tools you already use

No ripping and replacing. Loan Lab HQ plugs into your existing stack.

Bonzo CRM Arrive LOS Sunwest Mortgage SpringEQ Button Finance Xactus Credit Flueid Pro ClearCapital AVM FreeRateUpdate Mailgun OpenAI GPT-4.1

Ready to work smarter?

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